Planning for retirement can seem daunting, but it’s essential to securing a stable financial future. For those working in public schools, nonprofit organizations and some churches, a 403(b) plan ...

Your guide to the 2026 IRS 403(b) contribution limits, including the new $24,500 base limit and the special 'super catch-up' ...

For building their retirement savings, investors have many options. There are many employer-sponsored retirement accounts, and the 401(k) plans and 403(b) plans are just two examples. Of the two, the ...

If you administer a 403(b) plan you should be familiar with the term “universal availability”. This concept means that, as a general rule, all employees must be allowed to make elective deferrals into ...

403 (b) plans are a primary tax-advantaged retirement savings mechanism for public schools, tax-exempt organizations, and ...

As you look toward 2025 and your financial future, there are tools and resources you can use to help keep your planning and savings on track. Each year in November, the IRS announces the next year's ...

Forbes contributors publish independent expert analyses and insights. I show you how to save and invest. This article is more than 3 years old. Churches, non-profits and schools can offer 403(b) plans ...

A 403(b) plan, also called a tax-sheltered annuity plan, is a retirement plan for certain employees of public schools, employees of certain Section 501(c)(3) tax-exempt organizations and certain ...

The US Internal Revenue Service (IRS) recently issued Revenue Procedure 2022-40 to expand the IRS’s determination letter program to include individually designed 403(b) plans. Previously, the IRS’s ...

When you leave a job, what happens to your retirement savings? If you have a 401(k) or 403(b), personal finance expert Suze Orman says it might be time to consider a rollover — especially into an IRA ...

If you work for a public school or some kind of non-profit organization, you may have access to a 401(a) or a 403(b) plan. Both are retirement savings vehicles that offer major tax breaks. However, ...

The U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) last week provided transition relief for plan administrators of 403(b) plans who make a good faith effort to comply with ...