You don’t have to close a credit card account to avoid paying an annual fee. Downgrading your card to one that doesn’t charge is better. Here’s how to do it.

Fees are a pet peeve of mine. Whether it's a $5 "convenience" charge from a bank or an annual fee on a credit card, I just don't like forking over my hard-earned money for the privilege of having an ...

A no-annual-fee credit card is a great starter option if you're looking to get into the points and miles game. As their name implies, you don't have to pay a fee to hold these cards, but you can still ...

Credit card issuers are raising the annual fees on their premium products, to the tune of hundreds of dollars. Chase, most notably, upped the yearly charge for its popular Sapphire Reserve from $550 ...