KFF reported that the average ACA marketplace deductible rose 37% in 2026 to $3,786, up from $2,759 in 2025. Consumers ...

If you’ve spent any time in the health insurance world over the last few years, you’ve probably noticed a shift, not just in how people buy coverage, but in how they think about it. For decades, ...

This paper describes the relationship between type of insurance coverage in one period and the likelihood of becoming uninsured in the next. We find that for people at the median health status, ...

When an employer offers a group health plan, all enrolled employees are placed under a single, uniform policy. Everyone has the same benefits, cost-sharing structure—including deductibles and ...

In an era where lifestyle diseases are skyrocketing, medical inflation is outpacing general inflation, and unexpected medical ...

This voice experience is generated by AI. Learn more. This voice experience is generated by AI. Learn more. The Cigna Group plans to exit the individual health insurance business also known as ...

The rollout of the Patient Protection and Affordable Care Act has increased interest in the composition of the health insurance market, including nongroup or individual coverage, according to the ...

Information about patterns of individual health insurance coverage is limited. Knowledge gaps include the extent to which individual insurance provides transitional versus long-term coverage, and ...

This policy explainer describes what Individual Coverage Health Reimbursement Arrangements (ICHRAs) are and how do they differ from typical employer-sponsored health care plans. ICHRAs, which ...

Leaving the workforce before 65 feels like freedom. The calendar clears, the commute disappears, and years of planning finally pay off. What most people don’t factor in with the same care is the ...

With lawmakers in Washington, D.C. and state houses getting ready to make major health policy decisions, a pair of new University of Michigan studies shows how past policy decisions have affected ...