Credit expert warns borrowers about the 'American drain' as new mortgage scoring models take effect

Credit repair expert Micah Smith says new VantageScore 4.0 mortgage rules let rent payments count, but warns late payments ...

What Are the Credit Score Ranges?

Credit score ranges can get a little confusing. One of the reasons is that you have many different credit scores. This makes ...
JD Supra

FHFA and HUD Greenlight Credit Scoring Changes

On April 22, 2026, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will update their ...
Rutland Herald

VantageScore CreditGauge™ March 2026: Credit Conditions Improve as Consumers Pull Back on Borrowing and Reduce Card Balances

Households are pulling back on borrowing and reducing revolving balances, leading to improvements in consumer credit ...
Orange County Register

VantageScore, a new FICO competitor, may help mortgage shoppers with little credit

After a 25-year monopoly of credit scoring home loans for mortgage giants Fannie Mae and Freddie Mac, FICO finally has some competition. VantageScore, owned by the three major credit bureaus Experian, ...

TransUnion Applauds FHFA, HUD for Advancing VantageScore in Mortgage Lending

Company reiterates commitment to driving a smooth transition to expand access to affordable homeownershipCHICAGO, April 22, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today applauds the Federal ...