The cost of pulling credit reports for mortgage checks could increase up to 50% in 2026. The culprit of this surge and how to stay on top of it

Rocket Mortgage reports that closing costs usually range from 3% to 6% of the total price of a mortgage (1) — that’s $12,159 ...
KUTV

Cost of credit reports keeps rising for potential homebuyers

SALT LAKE CITY (KUTV) — The price lenders pay to pull a borrower’s credit report has climbed steadily for years, and many lenders who once absorbed the expense now say they have to pass it on to ...
National Mortgage Professional

Mortgage Credit Score Price War Misses The Real Cost Problem: Credit Reports

As the mortgage industry debates a growing price war between FICO and VantageScore, some mortgage professionals assert the ...

Sen. Hawley starts investigating Fair Isaac's credit score pricing - report

Sen. Josh Hawley (R-MO) sent a letter Monday to Fair Isaac (FICO),  disclosing his intention to investigate the company's ...
CNBC

Homebuyers are paying more for mortgage credit checks. Here’s why

The cost for mortgage lenders to pull credit reports from all three major credit bureaus has risen sharply, according to the Mortgage Bankers Association. Costs in 2026 could increase an average 40% ...