When you open a credit card, you'll often hear advice on keeping a low credit utilization rate in order to achieve a good credit score. Credit utilization is the percentage of your total credit you're ...
Your credit utilization ratio accounts for 30 percent of your FICO score and is calculated by dividing the total debt you have on your revolving credit accounts by your total credit limits you have on ...
Keeping this ratio low can give a big boost to your credit score Written By Written by Contributor, Buy Side Michelle Lambright Black is a contributor to Buy Side and credit expert specializing in ...
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